Life can come at you fast and while we hope to never need to use our Home Insurance policies, many of us will need to file one eventually. Unfortunately for many, when that time comes they don’t know where to start or even it is worth the effort. As a company that has helped numerous families & individuals through the insurance process we hope these articles can help you not only if you need to file a claim, but make sure you are adequatly covered in case it is necessary.
Construction Defects: An Owner’s Perspective
This week I would like to welcome Mr. Christopher Hill whom I have had the pleasure of meeting via Twitter approx. 4 years ago. I have always been impressed by Chris’s take and advice on legal and policy issues that affect construction professionals, especially as it...Read More »
Renovations & Insurance - What is covered & what isn't
The idea that an article like this was needed was made abundantly clear to me on a recent project I completed. This project required us to completely remove and reframe an existing roof, while leaving the existing walls & floors untouched. During the consultation phase of this project,...Read More »
Insurance Claim FAQ's
My neighbors tree fell on my shed, across my driveway, or on my fence – whose insurance covers the damage? Unfortunately, your insurance company is the one that gets the call for damage to your property and is responsible for the tree cleanup on your property, while you get stuck paying...Read More »
Getting your life back together again
Most people dread the appraisal and rebuilding process, because all we generally hear about are the horror stories where they try to shortchange you, it takes months to get your settlement, or you are pressured to use their preferred contractor, etc…
Generally the settlement process runs pretty smoothly. The insurance company...Read More »
What to do after you notice damage to your property
Assuming the worst has happened like a major hail storm, a downed tree on your house, shingles blown off the roof, your water line busted while you were out, etc… you are left wondering what should I do now? The first step is to contact your insurance agent & inform...Read More »
What to do about damage to your house during a storm
While listening to the rain you happen to look outside and notice the shingles are flying off your roof, or you walk into a room and notice water dripping down, or worse case a tree falls on your house – what should you do?
During the middle of storm you should...Read More »
Review your Policy now; before you need to file a claim
Before the need arises to file a claim you should review your current insurance policy to make sure it covers your needs. Below is a quick list of insurance coverage’s shown on the Declaration Page and what it means in plain English. We recommend that you review your policy each year...Read More »
